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2016-11-17 16:32 House intervention / intervention en chambre

Canada Pension Plan, Government bills, Pensions and pensioners, Second reading, Tax Free Savings Account

Deuxième lecture, Pensions et pensionnés, Régime de pensions du Canada

Mr. Speaker, we did not eliminate the program. We rolled it back to where it was shortly before the election.

The Conservatives increased the contribution ceiling in order to help those who had too much money and needed a place to park it. The program is available to anyone who needs it. It increases every year. It is cumulative. The maximum contribution of $5,500 is the annual not the lifetime amount. It is a tool that is available to retirees. However, it is not the only savings vehicle. It is of no benefit to society when those who have the means to save $10,000 a year can do so tax-free. In fact, TFSAs only help those who have an extra $10,000 every year.

Personally, I believe that it is very important to focus on programs that help all members of society and not just those with the most resources.

Monsieur le Président, on n'a pas éliminé le programme. En fait, on l'a remis dans l'état où il était un peu avant l'élection.

Les conservateurs ont augmenté le plafond de contribution afin d'aider ceux qui avaient trop d'argent et qui avait besoin d'un endroit pour le garder. Le programme est disponible pour ceux qui en ont besoin. Cela augmente chaque année. C'est cumulatif; ce n'est pas 5 500 $ à vie, mais bien 5 500 $ par année. Il s'agit d'un outil disponible pour les retraités. Toutefois, il ne s'agit pas là du seul moyen d'épargner. Ceux qui ont les moyens d'épargner 10 000 $ par année sans qu'aucun montant ne soit prélevé pour l'impôt, cela n'aide pas la société. En effet, cela n'aide que ceux qui ont 10 000 $ de surplus chaque année.

Personnellement, je pense qu'il est très important de cibler les programmes qui aident l'ensemble de la société, et non pas seulement les individus qui ont le plus de ressources.

Watch | HansardEcoutez | Hansard

Posted at 15:26 on November 17, 2016

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2016-11-17 16:22 House intervention / intervention en chambre | hansard parlchmbr tv |

2016-11-17 16:33 House intervention / intervention en chambre

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