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2016-10-24 17:57 House intervention / intervention en chambre

Canada Pension Plan, Government bills, Home ownership, Pensions and pensioners, Second reading

Accession à la propriété, Deuxième lecture, Pensions et pensionnés, Régime de pensions du Canada,

Mr. Speaker, I have a simple question. The member referred to housing as a very good source of investment for retirement, and he is not wrong. However, in Quebec, homes are owned by about 60% of the population, so 40% do not have that asset. To cash out on that asset, they have to cash out of the house, which means that they are either remortgaging it or selling it so that they then have nowhere to live but have a wonderful pile of money. TFSAs and RRSPs can only be contributed to if people have extra money to do so.

My question for the member is pretty simple. Does he believe the government has a role in helping people who do not have the money to invest themselves?

Monsieur le Président, ma question est toute simple. Le député a dit que le logement est un très bon investissement en prévision de la retraite, et il n'a pas tort. Or, au Québec, seulement 60 % des gens sont propriétaires, ce qui veut dire que 40 % de la population n'a pas accès à ce moyen d'épargne. De toute façon, pour toucher leur argent, les gens doivent soit réhypothéquer leur demeure, soit la vendre, auquel cas ils se retrouvent avec un beau paquet d'argent, soit, mais sans toit pour dormir. Quant aux CELI et aux REER, il faut avoir de l'argent de surplus pour y cotiser.

J'aimerais maintenant que le député réponde à une question plutôt simple: selon lui, le gouvernement a-t-il un rôle à jouer et doit-il aider les citoyens qui n'ont pas assez d'argent pour investir eux-mêmes?

Watch | HansardEcoutez | Hansard

Posted at 15:26 on October 24, 2016

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2016-10-24 16:28 House intervention / intervention en chambre | hansard parlchmbr tv |

2016-10-25 15:30 House intervention / intervention en chambre

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